Save more on the card you carry with a Watermark Credit Union VISA. As a credit union member, you pay less for credit with lower rates and fees. You save time by applying at your convenience—through our web site, in person, by mail, fax, or phone (24 hours a day, 7 days a week). And we work hard to get you approved.
Now enroll in Verified by Visa for an additional level of security when using your Visa card while shopping online.

Combines our highest VISA credit limit ($5,000
minimum) with our lowest VISA fixed interest rate and
no annual fee. Other precious platinum advantages—
a 25-day grace period, significant savings on cash advance fees, and a free concierge phone service that rivals the finest hotels. Plus the option to skip one payment a year.


Ideal for a higher limit, and for travel. Compare the
savings. Each purchase earns points toward travel
or gifts. You get a rate far lower than comparable
cards¹, a low $25 Annual Fee², a 25-day grace period,
all the benefits of VISA Gold Travel Assistance, car
rental insurance, extended warranty on purchases—
and even the option to skip one payment a year.
All of which make this card worth its weight in Gold.
Access our rewards program online: CURewards


The low-cost VISA to carry. With an exceptionally low
rate¹, no annual fee, a 25-day grace period on
purchases, low monthly payments, and the option to
skip one payment a year—it’s the Classic way to save.


Enroll in Verified by Visa for an additional
level of security when using your Visa card while
shopping online.

Apply online and get a loan decision in 90 seconds or less.
¹ Your Annual Percentage Rate is determined based on your credit criteria, in accordance with the Credit Union’s loan policies, and is periodically re-evaluated.
² Compare our $25 Annual Fee to the $35-$60 other VISA Gold cards with travel benefits charge!
Disclosures:
Method of Computing the Balance for Purchases: Average Daily Balance (including new purchases)
Other Fees:
$10 fee per cash advance. $25 each monthly statement for an over-the-credit limit balance on any statement date. Late fees consist of $20 for a payment not received before due date. Delinquent account surcharge of 1.5% for Classic, Gold and Platinum.