Has all the benefits of the Regular Savings and
qualifies as the prerequisite for membership
($25 minimum balance). Earns a tiered dividend
rate; with the highest tier on the first $500.
This account must be bundled with our
First 500 Checking¹. Use our Switch Kit to move
your accounts to Watermark.

For members age 17 and younger.
Has all the benefits of the Regular Savings and
qualifies as the prerequisite for membership
($25 minimum balance). Earns a tiered dividend
rate; with the highest tier on the first $500.

Systematically save for your next vacation. Use
payroll deduction to make it painless. Open it with
$5 or more.

An account designed to help you systematically
save for the next holiday season. A Holiday Club
may be started at any time with $5 or more.
However, the sooner you start saving, the more
you will accumulate for your holidays. Your Holiday
Club funds are automatically transferred to Savings
or Checking the first week in November. Just in time
to begin your holiday shopping.

INSURANCE UP TO $350,000 ($500,000 FOR IRAS)
Your savings are federally insured to at least $100,000 and backed by the full faith and credit of the United States Government by the National Credit Union Administration, a U.S. Government Agency. Above that they are insured for an additional $250,000 through Excess Share Insurance Corporation, a private insurer.

¹First 500 Accounts: You must have both a First 500 Savings and First 500 Checking, receive eStatements instead of paper statements, and have a recurring direct deposit (any ACH transfer from another institution, payroll, or Government deposit) into the First 500 Checking.