The low-interest, no-fee, fixed rate loan that gives you a lot of money all at once. Owner occupied— borrow from $5,000 up to 100% of the value of your home, minus your first mortgage. Non-owner occupied—borrow $5,000 to $49,999 (up to 85% of the appraised value, minus any mortgages)— and deduct the interest from your taxes.¹ The low-interest option that lets you write yourself a loan by check whenever you need one. Owner occupied—borrow from $5,000 up to 100% of the value of your home, minus your first mortgage. Non-owner occupied—borrow $5,000 to $49,999 (up to 85% of the appraised value, minus any mortgages). Take a tax deduction on the interest.¹ To lower your monthly payments, choose the Interest Only Payment option and you'll pay only the interest for up to 10 years! ¹ Ask your tax advisor about tax deductibility.