Identity theft occurs when someone uses your personally identifying information, like your name, Social Security number, or credit card number, without your permission, to commit fraud or other crimes.
Identity theft is serious. While some identity theft victims can resolve their problems quickly, others spend hundreds of dollars and many days repairing damage to their good name and credit record. Some consumers victimized by identity theft may lose out on job opportunities, or be denied loans for education, housing or cars because of negative information on their credit reports. In rare cases, they may even be arrested for crimes they did not commit.
Identity theft is an increasing threat to people nationwide. Here are some suggestions to help you avoid becoming a victim.
- Do not reveal any personal information over the phone, on the Internet or through the mail unless you have initiated the contact or know exactly with whom you are dealing.